Student Maintenance Loan 2025/2026. The government has also announced its intention to increase the maintenance loan cap for the 2025/26 academic year. Your maintenance loan (aka, your student finance payment) will be dropped into your bank in three instalments, each roughly a third of your yearly allowance, with each portion.

All students will qualify for an uplift in support for the 2025 to 2026 academic year with the most support being paid to students on household incomes of £25,000 or less. Alongside a tuition fee loan, undergraduate students are also entitled to a loan to help with living costs, known as a ‘maintenance loan’.